The Top 50 Important Yojnas in India
India, being a diverse and populous country, has implemented numerous government schemes and programs, commonly known as “yojnas,” to address various social, economic, and developmental challenges. These yojnas aim to uplift the marginalized sections of society, improve infrastructure, promote education, healthcare, and much more. In this article, we will explore the top 50 important yojnas in India that have made a significant impact on the lives of its citizens.
1. Pradhan Mantri Jan Dhan Yojana
The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion program launched by the Government of India in 2014. It aims to provide basic banking services, such as a bank account, debit card, and insurance, to every household in the country. This yojana has played a crucial role in bringing the unbanked population into the formal banking system.
2. Swachh Bharat Abhiyan
Swachh Bharat Abhiyan, also known as the Clean India Mission, was launched in 2014 with the objective of making India open defecation-free and ensuring proper sanitation practices. This yojana has not only improved the cleanliness and hygiene conditions in the country but has also created awareness about the importance of cleanliness among the masses.
3. Pradhan Mantri Awas Yojana
The Pradhan Mantri Awas Yojana (PMAY) is a housing scheme launched in 2015 to provide affordable housing to the urban and rural poor. Under this yojana, eligible beneficiaries receive financial assistance to either construct a new house or renovate their existing house. PMAY has made significant progress in reducing homelessness and improving living conditions for the underprivileged.
4. Ayushman Bharat Yojana
Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana (PMJAY), is a healthcare scheme launched in 2018. It aims to provide health insurance coverage of up to Rs. 5 lakh per family per year to economically vulnerable sections of society. This yojana has played a crucial role in improving access to quality healthcare services and reducing the financial burden on families.
5. Digital India
Digital India is an ambitious program launched in 2015 to transform India into a digitally empowered society and knowledge economy. It aims to provide digital infrastructure, digital literacy, and digital services to all citizens. This yojana has revolutionized various sectors, including governance, education, healthcare, and financial services, by leveraging technology.
6. Make in India
Make in India is an initiative launched in 2014 to promote manufacturing and attract foreign direct investment (FDI) in India. It aims to transform India into a global manufacturing hub and create job opportunities. This yojana has boosted the manufacturing sector, encouraged entrepreneurship, and contributed to the country’s economic growth.
7. Skill India
Skill India is a program launched in 2015 to enhance the skills of the Indian workforce and make them employable. It aims to provide vocational training to the youth and bridge the gap between demand and supply of skilled manpower. This yojana has empowered millions of individuals by equipping them with relevant skills and increasing their employability.
8. Beti Bachao, Beti Padhao
Beti Bachao, Beti Padhao (Save the Girl Child, Educate the Girl Child) is a campaign launched in 2015 to address the declining child sex ratio and promote the education of girls. It aims to create awareness about the importance of girl child education and empower girls to achieve their full potential. This yojana has contributed to changing societal attitudes towards the girl child and promoting gender equality.
9. Pradhan Mantri Ujjwala Yojana
The Pradhan Mantri Ujjwala Yojana (PMUY) is a scheme launched in 2016 to provide free LPG connections to women from economically weaker sections. It aims to promote clean cooking fuel and reduce health hazards caused by traditional cooking methods. PMUY has benefited millions of households by improving their access to clean energy and reducing indoor air pollution.
10. National Rural Employment Guarantee Act
The National Rural Employment Guarantee Act (NREGA) is a social security scheme launched in 2005 to provide a legal guarantee of 100 days of wage employment in a financial year to every rural household. It aims to enhance livelihood security and promote rural development. NREGA has played a crucial role in reducing poverty, empowering rural communities, and creating sustainable assets.
11. Pradhan Mantri Fasal Bima Yojana
The Pradhan Mantri Fasal Bima Yojana (PMFBY) is an agricultural insurance scheme launched in 2016 to provide financial support to farmers in the event of crop failure or damage due to natural calamities. It aims to reduce the financial risks faced by farmers and ensure their welfare. PMFBY has provided a safety net to farmers and encouraged them to adopt modern agricultural practices.
12. Atal Pension Yojana
Atal Pension Yojana is a pension scheme launched in 2015 to provide a defined pension to the unorganized sector workers. It aims to ensure a secure future for individuals working in the unorganized sector. This yojana has encouraged individuals to save for their retirement and has provided them with a reliable pension income.
13. Pradhan Mantri Krishi Sinchai Yojana
The Pradhan Mantri Krishi Sinchai Yojana (PMKSY) is an irrigation scheme launched in 2015 to enhance water efficiency and promote sustainable agriculture practices. It aims to ensure the availability of water to every farm and improve agricultural productivity. PMKSY has played a crucial role in increasing crop yield, reducing water wastage, and promoting efficient water management.
14. Pradhan Mantri Mudra Yojana
The Pradhan Mantri Mudra Yojana (PMMY) is a scheme launched in 2015 to provide loans to small and micro enterprises. It aims to promote entrepreneurship, job creation, and financial inclusion. PMMY has facilitated access to credit for small business owners and has contributed to the growth of the micro, small, and medium enterprises sector.
15. Pradhan Mantri Suraksha Bima Yojana
The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an accidental insurance scheme launched in 2015 to provide insurance coverage at an affordable premium. It aims to provide financial security to individuals and their families in case of accidental death or disability. PMSBY has provided a safety net to millions of individuals and has made insurance accessible to the masses.
16. Pradhan Mantri Gram Sadak Yojana
The Pradhan Mantri Gram Sadak Yojana (PMGSY) is a rural road connectivity program launched in 2000 to provide all-weather road connectivity to unconnected rural habitations. It aims to improve rural accessibility and promote economic development. PMGSY has played a crucial role in connecting remote villages, enhancing mobility, and improving rural connectivity.
17. National Health Mission
The National Health Mission (NHM) is a healthcare program launched in 2005 to provide accessible, affordable, and quality healthcare services to rural and urban populations. It aims to strengthen the healthcare infrastructure and improve health outcomes. NHM has contributed to the reduction of maternal and child mortality, the control of communicable diseases, and the promotion of public health.
18. Pradhan Mantri Kisan Samman Nidhi Yojana
The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan) is an income support scheme launched in 2019 to provide direct income support to small and marginal farmers. It aims to supplement the financial needs of farmers for the purchase of inputs and other agricultural activities. PM-Kisan has provided financial assistance to millions of farmers and has improved their livelihoods.
19. Pradhan Mantri Matru Vandana Yojana
The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a maternity benefit program launched in 2017 to provide financial assistance to pregnant and lactating women. It aims to improve maternal and child health outcomes by ensuring proper nutrition and healthcare during pregnancy and lactation. PMMVY has empowered women by providing them with financial support during the crucial phase of motherhood.
20. National Food Security Act
The National Food Security Act (NFSA) is a social welfare program enacted in 2013 to provide subsidized food grains to eligible beneficiaries. It aims to ensure food security and eliminate hunger and malnutrition. NFSA has played a crucial role in reducing food insecurity, improving nutritional outcomes, and enhancing the overall well-being of vulnerable sections of society.
21. Pradhan Mantri Bhartiya Janaushadhi Pariyojana
The Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP) is a scheme launched in 2008 to provide quality generic medicines at affordable prices. It aims to make healthcare more accessible and reduce the financial burden on patients. PMBJP has made essential medicines affordable and has benefited millions of individuals, especially those from economically weaker sections.
22. Pradhan Mantri Kisan Credit Card
The Pradhan Mantri Kisan Credit Card (PM-KCC) is a credit scheme launched to provide affordable credit to farmers for their agricultural needs. It aims to meet the short-term credit requirements of farmers and enhance their agricultural productivity. PM-KCC has simplified the process of availing credit for farmers and has provided them with timely and adequate financial assistance.
23. Pradhan Mantri Sahaj Bijli Har Ghar Yojana
The Pradhan Mantri Sahaj Bijli Har Ghar Yojana (Saubhagya) is an electricity access program launched in 2017 to provide electricity connections to all households in rural and urban areas. It aims to ensure universal access to electricity and promote clean energy. Saubhagya has played a crucial role in electrifying millions of households and improving their quality of life.
24. National Skill Development Mission
The National Skill Development Mission (NSDM) is a program launched in 2015 to create a skilled workforce and meet the demands of the industry. It aims to provide skill training to youth across various sectors and promote entrepreneurship. NSDM has contributed to the development of a skilled workforce, increased employability, and bridged the skill gap in the country.
25. Pradhan Mantri Yuva Yojana
The Pradhan Mantri Yuva Yojana (PMYY) is a scheme launched in 2016 to promote entrepreneurship education and training among the youth. It aims to provide entrepreneurship skills, mentorship, and financial support to young entrepreneurs. PMYY has encouraged youth entrepreneurship, job creation, and economic growth.
26. Pradhan Mantri Garib Kalyan Yojana
The Pradhan Mantri Garib Kalyan Yojana (PMGKY) is a social welfare scheme launched in 2016 to provide financial assistance and social security to the poor and vulnerable sections of society. It aims to alleviate poverty and improve the overall well-being of individuals. PMGKY has provided relief to millions of individuals during times of crisis and has ensured their social and economic security.
27. Pradhan Mantri Sansad Adarsh Gram Yojana
The Pradhan Mantri Sansad Adarsh Gram Yojana (SAGY) is a rural development program launched in 2014 to develop model villages across India. It aims to empower rural communities, enhance their quality of life, and bridge the rural-urban divide. SAGY has focused on holistic development, including social, economic, and infrastructure development, in selected villages.
28. National Urban Livelihoods Mission
The National Urban Livelihoods Mission (NULM) is a poverty alleviation program launched in 2013 to enhance livelihood opportunities for the urban poor. It aims to provide skill training, employment, and social security to vulnerable sections of society in urban areas. NULM has played a crucial role in improving the socio-economic conditions of the urban poor and promoting inclusive urban development.
29. Pradhan Mantri Gramin Digital Saksharta Abhiyan
The Pradhan Mantri Gramin Digital Saksharta Abhiyan (PMGDISHA) is a digital literacy program launched in 2017 to make rural households digitally literate. It aims to empower individuals by providing them with digital skills and knowledge. PMGDISHA has bridged the digital divide and has enabled rural communities to access various digital services and opportunities.
30. Pradhan Mantri Van Dhan Yojana
The Pradhan Mantri Van Dhan Yojana (PMVDY) is a scheme launched in 2018 to promote the livelihood of tribal communities through the value addition of forest produce. It aims to enhance the income of tribal gatherers and promote sustainable utilization of forest resources. PMVDY has empowered tribal communities by providing them with a platform to market their products and improve their socio-economic status.
31. Pradhan Mantri Shram Yogi Maandhan Yojana
The Pradhan Mantri Shram Yogi Maandhan Yojana (PMSYM) is a pension scheme launched in 2019 to provide social security to unorganized sector workers. It aims to ensure a minimum monthly pension for individuals working in the unorganized sector. PMSYM has provided a social security net to millions of workers and has improved their quality of life.
32. Pradhan Mantri Vaya Vandana Yojana
The Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a pension scheme launched in 2017 to provide a secure income to senior citizens. It aims to provide financial security and stability to individuals above 60 years of age. PMVVY has provided senior citizens with a reliable pension income and has ensured their social and financial well-being.
33. Pradhan Mantri Kisan Maan Dhan Yojana
The Pradhan Mantri Kisan Maan Dhan Yojana (PM-KMY) is a pension scheme launched in 2019 to provide social security to small and marginal farmers. It aims to ensure a minimum monthly pension for farmers after attaining the age of 60. PM-KMY has provided financial security to farmers during their old age and has improved their quality of life.
34. Pradhan Mantri Fasal Bima Yojana (Unified Package Insurance Scheme)
The Pradhan Mantri Fasal Bima Yojana (Unified Package Insurance Scheme) is an upgraded version of the PMFBY launched in 2020. It aims to provide comprehensive insurance coverage to farmers against crop losses due to natural calamities, pests, and diseases. This yojana has further strengthened the safety net for farmers and has ensured their financial stability.
35. Pradhan Mantri Karam Yogi Maandhan Yojana
The Pradhan Mantri Karam Yogi Maandhan Yojana (PM-KYM) is a pension scheme launched in 2019 to provide social security to workers in the unorganized sector. It aims to ensure a minimum monthly pension for individuals working as laborers, artisans, and other similar occupations. PM-KYM has provided financial security to workers in the unorganized sector and has improved their quality of life.
36. Pradhan Mantri Sanskriti Yojana
The Pradhan Mantri Sanskriti Yojana (PMSY) is a cultural program launched to promote Indian art, culture, and heritage. It aims to preserve and promote traditional art forms, support artists, and create cultural infrastructure. PMSY has played a crucial role in preserving India’s rich cultural heritage and promoting cultural diversity.
37. Pradhan Mantri Vidyarthi Vandana Yojana
The Pradhan Mantri Vidyarthi Vandana Yojana (PMVVY) is a scholarship program launched to provide financial assistance to meritorious students from economically weaker sections. It aims to promote education and ensure equal opportunities for all. PMVVY has enabled deserving students to pursue higher education without financial constraints and has empowered them to achieve their academic goals.
38. Pradhan Mantri Jeevan Jyoti Bima Yojana
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a life insurance scheme launched in 2015 to provide insurance coverage at an affordable premium. It aims to provide financial security to individuals and their families in case of death due to any reason. PMJJBY has provided a safety net to millions of individuals and has made life insurance accessible to the masses.
39. Pradhan Mantri Awas Yojana (Urban)
The Pradhan Mantri Awas Yojana (Urban) is an extension of the PMAY launched in 2015 to provide affordable housing to the urban poor. It aims to address the housing needs of the urban population and promote sustainable urban development. PMAY (Urban) has played a crucial role in improving the living conditions of the urban poor and providing them with a safe and secure shelter.
40. Pradhan Mantri Mahila Shakti Kendra
The Pradhan Mantri Mahila Shakti Kendra (PMMSK) is a program launched in 2017 to empower rural women through community participation. It aims to create an environment where women can realize their full potential and contribute to the socio-economic development of the country. PMMSK has provided a platform for women to acquire new skills, access information, and avail various government schemes.
41. Pradhan Mantri Kisan Sampada Yojana
The Pradhan Mantri Kisan Sampada Yojana (PMKSY) is a scheme launched in 2017 to modernize the food processing sector and promote food preservation and value addition. It aims to reduce post-harvest losses, enhance shelf life, and increase income opportunities for farmers. PMKSY has played a crucial role in boosting the agricultural economy, creating employment, and ensuring food security.
42. Pradhan Mantri Mahila Evam Bal Vikas Yojana
The Pradhan Mantri Mahila Evam Bal Vikas Yojana (PMMBVY) is a program launched in 2017 to ensure the holistic development and welfare of women and children. It aims to provide a range of services, including nutrition, healthcare, education, and protection, to vulnerable sections of society. PMMBVY has played a crucial role in improving the well-being of women and children and ensuring their rights and entitlements.
43. Pradhan Mantri Innovative Learning Program
The Pradhan Mantri Innovative Learning Program (PMILP) is an education initiative launched to promote innovation, creativity, and critical thinking among students. It aims to provide hands-on learning experiences and develop 21st-century skills. PMILP has encouraged students to think beyond textbooks, explore their interests, and develop a problem-solving mindset.
44. Pradhan Mantri Annadata Aay Sanrakshan Abhiyan
The Pradhan Mantri Annadata Aay Sanrakshan Abhiyan (PM-AASHA) is an agricultural support scheme launched in 2018 to ensure remunerative prices to farmers for their produce. It aims to protect farmers’ income and reduce distress sales. PM-AASHA has provided a safety net to farmers and has promoted fair trade practices in the agricultural sector.
45. Pradhan Mantri Shram Yogi Mandhan Yojana
The Pradhan Mantri Shram Yogi Mandhan Yojana (PMSYM) is a pension scheme launched in 2019 to provide social security to unorganized sector workers. It aims to ensure a minimum monthly pension for individuals working in the unorganized sector. PMSYM has provided a social security net to millions of workers and has improved their quality of life.
46. Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan
The Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan (PM-KUSUM) is a scheme launched in 2019 to promote the use of solar energy in the agricultural sector. It aims to provide financial and technical support to farmers for installing solar pumps and grid-connected solar power plants. PM-KUSUM has enabled farmers to generate additional income through the sale of surplus solar power and has contributed to sustainable agriculture.
47. Pradhan Mantri Gramin Awas Yojana (Gramin)
The Pradhan Mantri Gramin Awas Yojana (Gramin) is a rural housing scheme launched in 2016 to provide pucca houses to eligible beneficiaries. It aims to address the housing needs of the rural poor and ensure safe and secure housing for all. PMAY (Gramin) has played a crucial role in reducing homelessness and improving the living conditions of the rural poor.
48. Pradhan Mantri Udyamita Vikas Abhiyan
The Pradhan Mantri Udyamita Vikas Abhiyan (PMUVA) is an entrepreneurship development program launched to promote entrepreneurship among the youth. It aims to provide entrepreneurship education, skill training, and handholding support to aspiring entrepreneurs. PMUVA has encouraged youth entrepreneurship, job creation, and economic growth.
49. Pradhan Mantri Mahila Shakti Kendra
The Pradhan Mantri Mahila Shakti Kendra (PMMSK) is a program launched in 2017 to empower rural women through community participation. It aims to create an environment where women can realize their full potential and contribute to the socio-economic development of the country. PMMSK has provided a platform for women to acquire new skills, access information, and avail various government schemes.
50. Pradhan Mantri Kisan Sampada Yojana
The Pradhan Mantri Kisan Sampada Yojana (PMKSY) is a scheme launched in 2017 to modernize the food processing sector and promote food preservation and value addition. It aims to reduce post-harvest losses, enhance shelf life, and increase income opportunities for farmers. PMKSY has played a crucial role in boosting the agricultural economy, creating employment, and ensuring food security.
These are just a few of the many important yojnas implemented in India. Each of these yojnas has contributed significantly to the overall development and welfare of the country. The government continues to introduce new schemes and programs to address emerging challenges and improve the quality of life for its citizens.
